• Medical

    Flexible plans for small groups - at a price you can afford. more
  • Dental

    Employees can visit any licensed dentist for preventative, basic and major treatments. more
  • Vision

    Flexible vision coverage that can be mixed and matched or selected from three plan options. more
  • Disability

    Coverage that helps cover income loss when employees are not able to work. more
  • Life Insurance

    Provides essential financial protection for employees and their dependents. more
  • Additional Benefits

    Coverage that provides an extra level of comfort for those on foreign assignments. more

Flexible, convenient group health coverage for your expat/inpat employees working away from home for 6 months or more

Total Benefit Solutions builds custom medical (and ancillary) coverage plans that fit Expat/Inpats who will be residing outside of their home country (generally for 6 months or more).

Insured employees have dedicated service staff available worldwide with multilingual capabilities ready to assist the employee 24/7, 365 days a year.

Pre-trip planning services assist with individual medical needs before arrival in the destination country. This includes identifying the availability of prescription medications in the destination country and locating regional medical care providers.

In the event of an emergency, an international medical management team works with the employee and family members to direct care based on regional capabilities and surgical facilities that include direct payment options, claims translation and EFT wire transfer options.

If an employee needs medical evacuation to a regional Centre of Excellence, an international medical management team coordinates transportation and the patient’s care while en-route.

International concierge-level service

Employees can take comfort that assistance – medical or otherwise – is only one phone call away. Customer service representatives speak over 30 languages and they can be reached 24 hours a day, 365 days a year. Personalized service is provided for virtually any situation including:

  • 24/7 access to medical provider referrals
  • Translation services
  • Legal assistance and referrals
  • Assistance with lost or stolen travel documents
  • Embassy and consular referral
  • Passport and Visa information

Our flexible, convenient plans will make your international employees’ assignments that much more successful. Contact your producer to receive a free quote and consultation on our world-class global health plans.