• Medical

    Worldwide coverage with top-notch member service for groups who are on foreign assignment. more
  • Dental

    Employees can visit any licensed dentist for preventative, basic and major treatments. more
  • Vision

    Flexible vision coverage that can be mixed and matched or selected from three plan options. more
  • Disability

    Coverage that helps cover income loss when employees are not able to work. more
  • Life Insurance

    Provides essential financial protection for employees and their dependents. more
  • Additional Benefits

    Coverage options provide an extra level of comfort for those on foreign assignments. more

World-class international health coverage for employees working away from their home country for 6 months or more

Total Benefit Solutions works with you to build custom medical and ancillary coverage options for Expat/Inpats who will be residing outside of their home country (generally for 6 months or more).

International insurance coverage for Expat/Inpats means having dedicated service staff available worldwide with multilingual capabilities ready to assist the employee 24/7, 365 days a year.

Pre-trip planning services assist employees with individual medical needs before arrival in the destination country. This includes identifying the availability of prescription medications in the destination country and locating medical care providers.

In the event of an emergency, an international medical management team works with the employee and family members to direct care based on regional capabilities and surgical facilities that include direct payment options, claims translation and EFT wire transfer options.

If the foreign-based employee needs medical evacuation to a regional Centre of Excellence, an international medical management team coordinates transportation and the patient’s care while en-route.

International concierge-level service

Employees can rest easy knowing that assistance – medical or otherwise – is only one phone call away. Customer service representatives speak over 30 languages and they can be reached 24 hours a day, 365 days a year. Personalized service is provided for virtually any situation including:

  • 24/7 access to medical provider referrals
  • Translation services
  • Legal assistance and referrals
  • Assistance with lost or stolen travel documents
  • Embassy and consular referral
  • Passport and Visa information

Contact us to receive a free quote and consultation on our world-class global health plans.